fhn95 Terms & Conditions
and Agreement

01 Introduction

fhn95 is a digital gaming platform for Myanmar players. You can access football betting, Live Casino, Slots, Dragon Tiger, cockfighting, and other games. The terms set out in these "Terms & Conditions" apply to all services on the fhn95 platform.

By using fhn95's services, you confirm that you have fully read and understood these terms and conditions, the Privacy Policy, and the Responsible Gaming Policy, and that you agree to them. fhn95 reserves the right to update these terms at any time, so we encourage you to check for updates regularly.

02 Eligibility Requirements

To use the fhn95 platform, you must meet the following requirements—

• You must be 21 years of age or older. Access is strictly prohibited for anyone under 21, for any reason.
• You may open one account only. Each person may not hold more than one fhn95 account.
• You must register using your own accurate personal information. Providing false information is a violation that will not be tolerated.
• You must have a genuine intention to game in a responsible and healthy manner.
• You must comply with the applicable laws of your region or country.

fhn95 reserves the right to carry out verification checks at any time, and may close an account if it is found that the eligibility requirements are not met.

Account Security

You must keep your account login details private and must not share them with any third party. You are considered solely responsible for all activity carried out on your account. If you notice any unauthorized access, please notify fhn95 customer support immediately.

03 Deposit and Withdrawal Terms

Deposits

You can deposit on fhn95 via KBZPay, Wave Money, AYA Pay, CB Pay, and Bank Transfer.

• Minimum deposit amount — 3,000 Ks (applies to all payment methods).
• Deposits will only appear in your account after confirmation by the platform.
• Using third-party or borrowed bank accounts for deposits is strictly prohibited.
• If you experience any payment issues, contact us immediately via 24/7 Live Chat.

Withdrawals

• Minimum withdrawal amount — 30,000 Ks.
• Standard withdrawal processing time — completed within 10 to 45 minutes.
• Withdrawals must be made through the same payment method used for the deposit.
• Before processing a withdrawal, fhn95 may verify your identity and you must complete the KYC (Know Your Customer) process.
• Withdrawals from accounts that have received bonus funds can only be processed after the wagering requirement has been met.

04 Bonus and Promotions Terms

Welcome Bonus

fhn95 offers a 100% welcome bonus for new accounts making their first deposit. The maximum bonus amount is 100,000 Ks.

Example calculations—

• Deposit 20,000 Ks and receive a 20,000 Ks bonus, giving you a balance of 40,000 Ks. Wagering requirement: you must wager 20,000 Ks × 20 = 400,000 Ks before the bonus can be withdrawn.
• Deposit 220,000 Ks and receive the maximum bonus of 100,000 Ks, giving you a balance of 320,000 Ks. Wagering requirement: you must wager 100,000 Ks × 20 = 2,000,000 Ks before the bonus can be withdrawn.

Wagering Requirement

To withdraw bonus funds, you must complete a wagering requirement of bonus amount × 20. Only after the wagering requirement is met can winnings from the bonus be withdrawn. The bonus calculation is based on the exact deposit amount only — because the bonus amount is multiplied by 20.

General Bonus Terms

• The welcome bonus can only be claimed once per account.
• If bonus claiming appears to be repeated or abusive, fhn95 reserves the right to carry out an investigation.
• Bonuses are non-refundable once used in gameplay.
• If irregular gameplay patterns inconsistent with fhn95 guidelines are detected after a bonus is received, fhn95 reserves the right to void the bonus.
• fhn95 reserves the right to modify or discontinue any bonus promotions without prior notice.

VIP Levels and Cashback

The fhn95 VIP program has 5 tiers: Bronze, Silver, Gold, Platinum, and Diamond—

• Bronze — weekly cashback up to 0.3%
• Silver — weekly cashback up to 0.6%
• Gold — weekly cashback up to 0.9%
• Platinum — weekly cashback up to 1.2%
• Diamond — weekly cashback up to 1.5%

VIP tier upgrades are based on your play history and length of activity on the platform. fhn95 reserves the right to determine the conditions required for VIP tier advancement.

05 Prohibited Activities

The following actions are prohibited when using the fhn95 platform—

• Arbitrage betting or bonus abuse through irregular gameplay patterns that exploit promotions.
• Money laundering and suspicious financial transactions.
• Using computer programs, bots, exploit scripts, or automation tools.
• Harassing or abusing fhn95 staff, other players, or the platform.
• Opening more than one account using false information (multi-accounting).
• Hacking or manipulating game results in any way.
• Attempting to withdraw bonus funds without meeting the wagering requirement.

If any of these prohibitions are violated, fhn95 reserves the right to close the account without prior notice and void any bonus funds received.

06 Intellectual Property and Privacy

Intellectual Property

All designs, code, advertisements, images, and content on the fhn95 platform are protected by fhn95's intellectual property rights. Extracting, distributing, or copying any content without prior permission from fhn95 is strictly prohibited.

Personal Information

fhn95 handles the personal information you provide in accordance with fhn95's privacy policy. For details on how your information is used, please read the Privacy Policy.

Cookies

The fhn95 platform uses cookie technology to improve the player experience. You can restrict cookies in your browser, but doing so may affect some platform features.

07 Limitation of Liability

fhn95 will not be held responsible for the following—

• Player losses — gambling can result in financial loss, and the player agrees to take full responsibility for that.
• Mistakes made by the player without due care (incorrect bets, incorrect deposits).
• Losses arising from technical faults, network interruptions, or service unavailability.
• Issues occurring within third-party gambling services (game providers).
• Damage caused by third-party access due to the player's own account security practices.

These limitations apply to the fullest extent permitted by law.

08 Account Closure and Termination

fhn95's Right to Act

fhn95 reserves the right, with reasonable cause, to take the following actions on any account—

• Temporarily suspend the account
• Permanently close the account
• Provide reasons for the closure (in some cases, reasons may not be disclosed due to privacy concerns)

Grounds for such actions include: breach of these terms, suspicion of money laundering, or incomplete KYC (Know Your Customer) verification.

Player-Requested Account Closure

Players may voluntarily request account closure by contacting fhn95 customer support via 24/7 Live Chat. The account will be closed after any pending withdrawals are processed. Players may also request betting limits or self-exclusion.

09 Dispute Resolution

For any matter related to the fhn95 platform, please contact fhn95 customer support first—

• 24/7 Live Chat — Get an immediate response; most issues can be resolved this way.
• Email — Send a detailed description of your issue to [email protected].

fhn95 handles all complaints related to its services promptly from the date received. If an issue remains unresolved, both parties will proceed with a mutually agreed mediation process.

10 Responsible Gaming

fhn95 puts players' wellbeing first. Gaming should be done for entertainment purposes, and players should be aware that financial losses are possible.

• If you feel you are becoming dependent on gambling, please use fhn95's self-exclusion service.
• You can set deposit limits and bet limits.
• To protect vulnerable players, fhn95 has the right to verify player information.

To learn more about responsible gaming, please visit the Responsible Gaming page.

11 Amendments to Terms

fhn95 reserves the right to amend these terms at any time. Amendments take effect immediately upon being published on this page. Continued use of the platform after any amendment constitutes acceptance of the updated terms.

Players should check this page regularly. The "Last Updated" date is recorded at the top of this page.